Investing in your future is the best possible solution.
Home ownership is a goal many strive for and give up because the process is too difficult. What some may not know is that it’s pretty easy to own your own home; if you know the path. I’m here to help educate and guide you down this awesome path called home ownership. Stop wasting your money on rent and let’s get you a home of your own.
What is different about a mortgage?
Paying rent is normal for a lot of people. It’s still a form of paying for your home. The difference is that rent never goes down as you pay more and more. You’re never building equity in what you’re paying for.
Worried you won't qualify?
You’re not alone! There are a lot of things that go into qualifying for a home and to some that can be a scary thought; don’t worry I can help. As the interest rates on loans have gone down so have the hurdles around owning a home. The banks have become more aggressive and are fighting to help you own your own home.
Did you know you can qualify for a loan with as low as a 580-credit score? There are even some banks that can do lower. If you don’t think your scores are quite there yet let me help. I work with some amazing lenders that have programs in place that will help us know exactly what we need to do to get you qualifiable and how short of a time line it can be.
The downpayment is too much
Yes, it absolutely can be a large amount of money for a down payment. Traditional loans require around 20% down. This may scare you but keep reading it gets better. There are lending programs that can help you get into a home of your own with as little as 3.5% down. Now that is little more than what you typically pay moving into an apartment with first, last, and security deposit.
To add some extra excitement, there are places where there are special loans that don’t require down payments at all!Working with my lending partners can also help you understand the different down payment assistance programs we might be able to utilize. This is why I work with the best of the best; they have you covered!
Think home ownership is too expensive?
For what you’re paying now in rent you could be paying for a home of your own. Not only does that give you a place you can call home it also starts to build equity in your future. Every month you pay rent you are throwing your money away and helping someone else pay for their investment!
What do I need to qualify?
Every situation is unique so lets discuss it. If you have steady employment and a credit score of 580 there are ways we can help today. If you’re not sure where your score is then let’s talk about it. Let me introduce you to my trusted lending partners and together we can show you the way.
Where do I start?
The first step is for us to talk so that we can see what your goals are and how I can leverage my experience and network to help you attain them. Just like you wouldn’t do dental work on yourself use a trusted professional to help you get to where you want to go faster.
Stop wasting your money on rent!
A better day is just a phone call away. Send me a message and let me know how I can help you start down the path to home ownership!
